So you've finally found that new Acura car of your dreams, but you have some questions. How does financing work? What determines my interest rate? Fortunately, we're experts on the subject here at MotorWorld Acura. We're ready to answer any queries you may have and help you get behind the wheel of a luxury car that you'll love. Our expertise and the tools that we offer on our website make the whole process easy and stress-free.
One of the first terms to know when it comes to financing is “down payment.” This is the first payment you make on your vehicle. A larger down payment can reduce how much you need to take out a loan for, so making a bigger payment upfront could be a good idea for drivers with lower credit scores. That's because your credit score is one of the main ways a lender determines your interest rate, or APR. If you have a vehicle to trade in, the value of that car can be put towards your down payment.
Our dealership makes the Acura financing process easier for drivers here in the Hazleton, PA area in a few different ways. We let you apply for financing online, which can save you time once you visit us in person. We also work with a wide range of lenders, so drivers without a perfect credit score don't have to worry. We do what we can to make sure that you can finance that car of your dreams.
We also offer some convenient online tools that can help you understand how much car you can afford. You can value your trade-in and use our monthly payment calculator. Just plug in your down payment amount, interest rate, and loan term to figure out how much you'd owe each month. We look forward to helping you finance a new or pre-owned Acura car!